How We Serve You

What Can We Do for You and Your Family?

Our clients view their wealth through a diverse array of choices and issues.

We bring our full suite of capabilities to answering them.

We always begin by listening to you first, so we can develop a strategy that is tailored to you.

Wealth
Planning
Estate
Planning
Retirement
Planning
College and Higher Education
Planning
Professional
Money
Management
Insurance &
Liability Planning
Asset Allocation
Analysis
Estate Plan
Analysis
Retirement Income
Planning
529 Plans Fee-Based
Advisory Programs
Business Owner
Needs
Comprehensive
Financial Planning
Charitable Giving Traditional &
Roth IRAs
Education
Savings Accounts
Access to Professional
Money Managers
Disability Insurance
Understanding
Social Security
Beneficiary
Review
IRA Rollovers
& Distributions
UGMA/UTMA
Accounts
Quarterly
Performance Reports
Life Insurance
Tax Planning Gifting & Estate
Tax Planning
Retirement Funding
Analysis
College Funding
Analysis
  Long-Term
Care Insurance
           
Corporate
Executive
Services
Business
Succession
Planning
Cash Management Retirement Plans
for Business
Investment
Banking
Banking, Lending, & Trust Services
Cashless Stock
Options Exercise
Life Insurance
Needs
Check Writing Choosing an
Appropriate Plan
Public Offerings
& Capital Raising
Securities-Based
Lending
Control & Restricted
Stock Transactions
Buy-Sell
Agreements
Visa® Debit Card Reviewing an
Existing Plan
Financial Advisory Visa® Credit Cards
Rule 10b5-1 Plans Estate Planning
Considerations
Bill Payment
Services
Choosing a 
Plan Provider
Mergers &
Acquisitions
Trust Management
& Administration
  Key Person
Insurance
Stifel Access
(online account access)
Selecting a
Third-Party
Administrator
Municipal Finance  

Stifel does not offer legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.

Lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank and Stifel Bank & Trust (Stifel Banks).  Stifel Bank, Member FDIC, Equal Housing Lender, NMLS# 451163, is affiliated with Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103, and Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp.  Unless otherwise specified, references to Stifel may mean Stifel Financial Corp. and/or any of its subsidiaries.  Unless otherwise specified, products purchased from or held by Stifel are not insured by the FDIC, are not deposits or other obligations of Stifel Banks, are not guaranteed by Stifel Banks, and are subject to investment risk, including possible loss of the principal.
 
Understanding Your Stifel Pledged Asset (SPA) Loan:
 
Speak with your Financial Advisor about your risk tolerance level, market fluctuations, and specifically the potential risks associated with a Stifel Pledged Asset (SPA) Line of Credit.
 
Securities-based lines of credit involve risk and are not appropriate for all borrowers.  The SPA Line of Credit is a full recourse, demand loan using the assets in a brokerage account as collateral and can be called at any time.  An increase in interest rates will affect the overall cost of borrowing.  The return on your securities must be higher than your financing cost in order for you generate a positive return in your securities account.  The market value of your securities may decline, which may result in the value of that collateral no longer covering an outstanding loan amount.  In either event, the borrower may be required to post additional collateral and/or repay part or all of any outstanding loan.  Stifel Bank & Trust may call the loan, and sell or force the sale of the assets in the collateral account, or any other collateral, without contacting the borrower.  The borrower will not be able to select which securities will be sold.  The borrower can lose more assets than the borrower is required to deposit in the collateral account.  The borrower is responsible for satisfying any amount not covered by the collateral.  The borrower is not entitled to an extension of time to meet a collateral maintenance call.   
 
If collateral is sold, this could result in an unfavorable tax event for the borrower.  Neither Stifel nor our affiliates provide legal or tax advice.  Borrowers should consult with their legal and tax advisors.
 
Learn more about the potential risks involved with securities-based lending:  www.stifel.com/Lending#Disclosures 
 
Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE.  Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested.  Stifel Trust Companies do not provide legal or tax advice.
What's On Your Mind?
Investment Planning Process

Listen
Listening to you is the foundation of our investment planning process. We begin by understanding your personal situation including your goals, risk tolerance, tax situation, cash flow needs, and other important factors. This is opposite of the one size fits all approach. 


Analyze
We gather and analyze your financial information to develop a snapshot of where you currently stand and determine your strengths and weaknesses.
 
Plan
Based on the information provided and our ongoing dialogue with you, we leverage the combined knowledge and experience of The Elkhart Group and their resources to develop afully comprehensive investment plan. With your permission, we also coordinate with your existing advisors, including accountants and attorneys, when necessary.
 
Implement
Selecting from a wide array of alternative investment platforms and complementary vehicles, your plan is put into action in the most transparent, cost efficient, and tax effective manner.
 
Monitor
Your investment plan is monitored on an ongoing basis, and adjustments are made when needed.

Establish and define relationship Gather client information and data Data Analysis and Plan Development Present the Plan Adopt Plan and Create Action Plans Monitor the plan
Your Team For the Future

For then, for now, for the future - a single point of access for managing you and your family's goals.

With a focus on legacy planning, we will coordinate with your attorneys and accountants when appropriate or requested, to produce powerful and lasting results for next generations. 

graphic showing what your Stifel Financial Advisor can assist with. Estate planning, Social Security & Medicare, Insurance and Annuity Solutions, Income Tax Planning, and Financial Planning